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Quoted from luckymoey:asked an agent for a former insurer a few years ago and they didn’t see a reason they wouldn’t be covered under the standard policy. Am I missing something?
Yes, you’re missing a document that says in writing the thing you’re asking about will be covered for this many dollars in case of loss.
This has been discussed before. Search around for the other threads. Lots of good information from agents and people who dealt with claims.
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