I dont have window treatments as of yet. I have no throw rugs in my home. I have no outside table and chair set as of yet. I closed on my house last May (x wife got my first house). But I do have a 65inc top of the line LED 3d tv, a bbq, pool table, inground pool, and just added a NIB tron to my collection that is on the way this week (paid on debit card which is like cash). Im guilty of buying "entertainment items" first rather then furnishing the house. But then again im single so why not. And Debt yea I got that to. Just to make some people feel better who are not telling the truth. My property taxes are more then some peoples mortgage. I dont fall behind on my mortgage or child support EVER. You live life 1x so go with no regret. I have a great job and make good money. So I can get away with it.