Quoted from Cliffy:It's the fact that metal doesn't absorb energy like nice soft wood does.
If a ball gets nicked up from hitting a metal protector (and you don't notice the nicks and remove the ball) it can travel around the playfield inflicting other damage.
Quoted from o-din:You probably won't get much wear in the home environment anyway.
I agree with this. Especially if you have ten or more pins (dividing up gameplay and potential wear) and you hardly ever have anyone over to your house (and if, like me, you have no kids and your wife doesn't like to play pinball).