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Quoted from dung:I do think that some of the folks on here have expectations far outside of reality.
Saving is all well and good, but many of us so called privleged few graduate college with what?
A car we have shoe stringed to keep running for 4 - 6 years.
40-80k worth of student loans
0 in the bank
It is all well and dandy to save, pay this off, save for this. What about, living? I could have my loans paid off in 2 years, if I drove that shoe string car, never went out, live in the tiniest apt available, etc etc. Is it worth it? No.
It's worth More disposable income. Instead of Paying interest, you are now paying $ for items! You have far more $ to go around. Paying off debt is liberating, interest & debt is the shit that keeps you up @ night. I know because of lived both life's & I'll never be burdened by debt & interest again.
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