Quoted from cougtv:And you’re doing the right thing. Some people think it is fine to commit fraud on a large company. How large does it need to be to rip them off. Friends and family is for that, not purchasing a large expensive toy and circumventing transaction fees.
Pay for the service you use, send a check or cash on glass imo!
The reason they offer f & f is not because paypal is taking some moral high ground. It is because you forego the right to dispute and it costs them less. Otherwise they would limit the amount of friends one could send to. It's not ripping them off if you decide to take the risk.