It goes both ways. If you're buying, and you make a big gash in the wall coming up the basement steps, what then? I know it's not always feasible, but pins for sale should be in an easily accessible place for the convenience of both the buyer and seller.
From the seller's standpoint, take the cash and don't touch the pin again. Make sure buyers bring enough help. If the pin is in the living room and the buyer busts through your all-glass storm door on the way out, it's his fault, but avoid the situation by having it in the garage.
From the buyer's standpoint, I don't want to be responsible for home repairs trying to get a pin outside, and if a pin is accessible, I can get it into my truck on my own with ramps and a hand truck. That way it can't even be my friend's fault it breaks on the way up.
When all is said and done, I think it's the seller's responsibility to have a pin ready to get out of the house in the easiest way possible. Not exactly easy in a third-floor walk-up, but once it's out your front door it's over.