Quoted from irobot:I'm a civil engineer and I make a good salary and my wife works in pharmaceuticals and makes good money.
But my wife didn't always work and we had a lot of expenses.
The way to make your finances work is to run a decently strict budget.
Use a spreadsheet and make up a realistic budget and stick to it.
Put a line item in there for "fun stuff" like maybe $200 or $300 a month, otherwise you won't stick to the budget.
A budget is a matter of arithmetic, it will tell you what you have to spend and what you don't.
The big thing to avoid is personal credit debt.
The people who make credit cards retire to a house in Hawaii and the people who use credit cards retire to a trailer park in Trenton, New Jersey.
That should be a hint right there.
Don't know of any trailer parks in Trenton,NJ. but there is one in Robbinsville NJ.