Agreed that a flexstone and swtich-gap tool are requirements! But if you don't have them handy:
I use business cards (not modern smooth and glossy ones, but the kind that have a fibery texture) to wipe contacts. On especially dirty switches I dab a little alcohol on the card strip BUT that makes them disintegrate quickly. On especially grungy games I prefer disposable business cards as opposed to messing up my flexstone, etc. And you can bend and fold them to work with all kinds of mechs and gaps.
I also laminated some 800grit sandpaper to a flipper gap tool and that has worked VERY well: just a tad more flexible and finer than a flexstone for certain areas, or the occasional gold-plated contact that really shouldn't be filed but is for some reason too @&*@ stubborn - out of desperation (because you don't always have a spare new one handy).
As for tightening the screws: it almost never hurts to do so, and might solve (or prevent!) an issue. Don't go crazy, just cinch 'em up.
And while you're doing that, eyeball the switch stack spacers and the little white nylon parts, and see that the make/break action appears to makes sense. You will have to analyze what's happening at first, but once you get the "eye" for it, you can quickly tell if things look proper not. Turn the game off and gently press a relay or stack to observe. If the contacts stay closed or open even when the blades are moved by the mechanism, that's normally a hint to investigate further.