I don’t care what my house is “worth”, it’s all pretend money unless you sell and move, which most people don’t want to do. I’m happy I have a good place to live in a nice neighborhood.

As hard as it was to find a place, I can’t imagine what it’s like for younger people now. House prices rising much faster than real wages, plus they got buckets of student loans to contend with.

Even though I got a good job and live frugally (my car is 9 years old and we make do with just one, for instance) it still feels like we just have enough money at the end of the month.