Woah wait a minute...

Disclaimer: I say this only because I had some guests over that "love" TZ, they have played it 20-30+ times, and they did not understand how the door panel and pop bumpers work. So if I am being captain obvious here, that is why.

From the first plunge there are more things to consider for risk vs. reward that could help you attain your goal of LITZ.
Pop bumpers move the flashing panel on the door, so if Camera is flashing, or Town Square Maddness (1 door panel away from lighting Extra Ball) it is better to forgoe the 10 million and get the ball immediately to your flippers to activate those modes. I haven't checked the rules lately, but it is about 1/7 chance Camera will give you 'Light Outlanes'. Also, the camera will progress multiple times (3?) each time you get it, so it is more like a 40-50% chance for outlanes to be lit plus big scoring potential.

Throughout the game there will always be interesting options. If you have already collected the 1st Extra Ball, then if Skill Shot is blinking, it is better to pass up $10M and go directly for Skill Shot to get an EB.

A bit off topic, but when I play vs. friends we play for $ and we have a side bet on Clock Chaos. So it is again important to look at the door first before plunging.