There are theoretical and academic discussions about math, interest rates, investing and tax implications to be had here, but most issues involving money are based on emotion.
As some others have stated, there is a peace of mind that cannot be matched when you don’t have any debt. Yes there are always monthly bills, expenses and taxes, but not having ongoing payments (house, car, student loans, whatever) is a thing of economic beauty. Amount due 0. Amount to pay off loan 0. YTD interest paid 0. Past due amount 0.
I don’t know anyone who has ever gotten out of debt or paid off a house say they miss having the loan or the mortgage.
Best of success and happiness whatever you decide.