Quoted from vwallat99:I'm 3 years into a 30 year. I read some of these comments and they make me wonder. I recently got my PMI knocked off as I'm sitting on 30% or so of equity which is nice. While I could consider selling out my collection of pinballs or cars for a nearly paid off house it's just too tough. These are the hobbies that make the house and the life worth having or atleast fun. Tomorrow is never promised and honestly it may not be the smartest route to live but having a paid off house that I won't be able to take with me isn't worth it. She will get paid off when we gets paid off and I will continue to enjoy everyday the best I can. Good luck on decision and I hope you find a resolution that is best for you!
Not going to thumb you down, it’s your decision. My only advice is, do you want to work till you are 65 or longer? I want to be able to retire at 55. (Be able, meaning go to work each day and when I don’t enjoy it, quit). Life is short and even shorter when you work till you are 65.
