I know it's probably impractical at this point, but much like how the internet providers are not cutting service and lifting caps during this time, I think essentials such as utilities and mortgages should also have payments deferred - or at least lowered to a point where it can be averaged in/paid over time after this. Maybe it would require some government funding for those workers to make it happen, but that really shouldn't be an issue for most citizens to get behind (since everyone has been arguing who the real americans are the last 4 years..put your money where your mouth is). It's really in the banks best interests at this point because if the majority can't pay their bills they'd rather have them pay later than default.
What I see actually happening with the feds lowering interest rates and the government stimulating the market, is the little guy being ignored. Neither of those things help the average person, the small businesses, and probably won't help the employees of major corporations either.