Everything happens for a reason, sometimes the reason is that you're an idiot that makes poor decisions
Everything happens for a reason, sometimes the reason is that you're an idiot that makes poor decisions
Quoted from Hitch9:I wonder if the value of the home, is based on land value, rather than the home. It strikes me odd, that a house would be valued around $30K. If that is the case, a bank still might set up a mortgage if the land is worth that much.
This is what I think as well. I also have to wonder though, what's the attraction to land that floods every year? It's not suitable for any sort of permanent structure. Is it a buffer from your neighbor? Or, is the real reason annual pirate ship practice?
Quoted from desertT1:I also have to wonder though, what's the attraction to land that floods every year? It's not suitable for any sort of permanent structure. Is it a buffer from your neighbor? Or, is the real reason annual pirate ship practice?
There is none from a homeowner point of view. Flood plains were intended as a buffer for rivers so that it doesn't flood out other areas. The wiki specifies that any structures built in this area may be required to be elevated to at least two feet above the surrounding grade:
https://en.wikipedia.org/wiki/Floodplain
Also talks about what is required to get special government subsidized insurance:
"In order for flood-prone property to qualify for government-subsidized insurance, a local community must adopt an ordinance that protects the floodway and requires that new residential structures built in Special Flood Hazard Areas be elevated to at least the level of the 100-year flood"
I'm guessing if that house is flooded that badly, they didn't comply and aren't insured.
The Kuleks are now literally underwater on their (reverse) mortgage.
(David Caruso sunglasses GIF goes here)
Quoted from desertT1:This is what I think as well. I also have to wonder though, what's the attraction to land that floods every year? It's not suitable for any sort of permanent structure. Is it a buffer from your neighbor? Or, is the real reason annual pirate ship practice?
Because they were in a position, albeit a fraudulant position, to pay ca$h.
Quoted from TigerLaw:We don't want to hear the "middle truth" (as Kevin calls it) we want to know where all the money went and why no refunds (based on what we've seen) were processed
It was pointed out to me this morning that some refunds were processed before the "shit hit the fan" (Kevin admitting he didn't have the license). I also remember the ananomous group said in one of their releases that their friend got a refund before they blew the whistle. So, I stand corrected, though I certainly meant no refunds to our knowledge were processed after the "shit hit the fan" and Kevin admitted he didn't have the license.
There was one moment when myself and a handful of others were told a refund was being issued by PayPal. We had to wait 4 or 5 days for it to finalize...on the last day Kevin cancelled them all. It was speculated that it might've been Kevin trying to do one final good act, but his lawyer found out and put the kibosh on it. But who really knows the truth.
Quoted from Perspex:It was speculated that it might've been Kevin trying to do one final good act
That's some pretty wild speculation. If I had seen one shred of decency out of any of Kevin's actions I might believe it.
Quoted from Perspex:There was one moment when myself and a handful of others were told a refund was being issued by PayPal. We had to wait 4 or 5 days for it to finalize...on the last day Kevin cancelled them all. It was speculated that it might've been Kevin trying to do one final good act, but his lawyer found out and put the kibosh on it. But who really knows the truth.
I still don't understand that. My buddy who was paid in full, called me so happy that is was everything except the $250 deposit being refunded. But then when you went into PayPal to get the money it was cancelled or rejected or money not there?
If the money was not in the account would PayPal have even allowed him to do that? I don't think so but I don't know how that system works. If the money was there how did the refund get pulled or frozen and where did that money go? There has to be dated transaction recoded in the system. I hope some day Keith can tell the victims how Kevin was able to double-screw those people by getting their hopes up.
Quoted from Taxman:If the money was not in the account would PayPal have even allowed him to do that?
It's would be easy for him. Issue all the refunds from a linked bank account. It takes PayPal 3 to 5 days to confirm the funds. When the funds weren't available the refunds got cancelled.
I got the PayPal email saying I was getting refunded too but it was cancelled the day before it cleared. I'm out the full purchase price.
Quoted from Mitch:It's would be easy for him. Issue all the refunds from a linked bank account. It takes PayPal 3 to 5 days to confirm the funds. When the funds weren't available the refunds got cancelled.
I got the PayPal email saying I was getting refunded too but it was cancelled the day before it cleared. I'm out the full purchase price.
How do you knowingly issue refunds from an empty account? Everything has hit the fan and is coming out into the light and you do something to buy a couple of days before it comes crashing down twice as hard. Did he think it would buy him good will because he "tried" to refund?
Quoted from vdojaq:That's NOT money in Kulek's possession. Everything that Kevin had, unless a physical asset, is gone to another party, casino, trailer, boat house, stripper, Mom, the kids, the dog, and so on.
It would be stupid to re-furnish that house without building a large floodwall or other significant mitigation. Looks like everyone except their 4 neighbors has gotten the clue and abandoned the area. It WILL happen again, esp with climate change feeding larger storms these days.
https://www.google.com/maps/@43.6057224,-84.2628953,1274m/data=!3m1!1e3!5m1!1e1
They probably spray painted the junk themselves in order to extract more sympathy and more donations from unknowing people.
Quoted from Haymaker:They probably spray painted the junk themselves in order to extract more sympathy and more donations from unknowing people.
I took it as they spray painted it themselves. Who would spray paint junked furniture on the side of the road with those messages.
Quoted from playboywillis:Who would spray paint junked furniture on the side of the road with those messages.
Who would ever even drive down a road that washes out every time it rains to read it?
That's some of the ugliest furniture ever seen in one collection.
It's like somebody got in a time machine and then went shopping at Art Van.
Quoted from playboywillis:Who would spray paint junked furniture on the side of the road with those messages.
It's possible there is some county representative that inspects water logged furniture to check mold content, then sprays it so poor people don't bring it back in the house after it's dried. I look at that pile and think if that were on craigslist in the chicago area, you couldn't give it away even in a non-mold condition. I'd imagine all that stuff will be easy to replace.
Quoted from toyotaboy:It's possible there is some county representative that inspects water logged furniture to check mold content, then sprays it so poor people don't bring it back in the house after it's dried. I look at that pile and think if that were on craigslist in the chicago area, you couldn't give it away even in a non-mold condition. I'd imagine all that stuff will be easy to replace.
Frowney faces though?
Can someone going "Up North" for the Holiday weekend check if Kevin is running his firework stands on M-13 by PinCONning or one on US 23 North of Standish? If so, snap a pic and post it for us please.
No wonder the house was so cheap. The house was worth what the Kevin or his wife paid then and now. The flooding appears to be regular and the house price adjusted for such. When you buy a house with cash, it doesn't matter what insurance you have because it is not required by a bank. I doubt a bank will mortgage this type of property with the regular history of flooding. Bad house purchases should not affect the trustee's ability to recover funds.
Quoted from Taxman:I still don't understand that. My buddy who was paid in full, called me so happy that is was everything except the $250 deposit being refunded. But then when you went into PayPal to get the money it was cancelled or rejected or money not there?
If the money was not in the account would PayPal have even allowed him to do that? I don't think so but I don't know how that system works. If the money was there how did the refund get pulled or frozen and where did that money go? There has to be dated transaction recoded in the system. I hope some day Keith can tell the victims how Kevin was able to double-screw those people by getting their hopes up.
Maybe I can shed a little light. I filed a chargeback with my bank that was past the 60 day limit. This was right after the license shit came to light and nobody was getting a reply. They said there might be a dispute. I received my refund as well as 2 others if I remember right. It might have been that the chargeback was 'undisputed.' Word was going around that people could get refunds. If KK,did any favors, it was that he didn't dispute claims. He never issued refunds after the shit hit the fan.
Anyway, after me and some others got chargebacks we put it on the forums and others said it was coming through. Then all at once everyone's claims were disputed and denied. This had to have been from Kevin's end from either his lawyers advice (That we paid for) or there was just no more money left in the account.
Well shit. I went through my post history on this thread and it felt pretty shitty. Anyway, around post 9009 is where people were getting refunds. Around post 8096 is me posting was where Kevin was saying everyone would get their money back. There were multiple emails like that.
I'll leave you to go back and read the specifics because this fucking guy already ate up around 4 years of life. Enjoy the rain.
Quoted from Trekie:Yes, one that floats!
Oh yes Georgie... they float. We all float down here. And when you're down here, you'll float too.
Quoted from aalucero:I'm sure that reporter is getting a few emails
[email protected]
Bird dog 'em, Whysnow!
Quoted from aalucero:I'm sure that reporter is getting a few emails
Yeah, they don't know what the bigger story is...
Quoted from OLDPINGUY:always wondered what a Bad Samaritan was............
Michael Jackson?
Quoted from RyanStl:No wonder the house was so cheap. The house was worth what the Kevin or his wife paid then and now. The flooding appears to be regular and the house price adjusted for such. When you buy a house with cash, it doesn't matter what insurance you have because it is not required by a bank. I doubt a bank will mortgage this type of property with the regular history of flooding. Bad house purchases should not affect the trustee's ability to recover funds.
Actually, banks will lend money to property like this. They simply require that if the property is in a floodplain, they require flood insurance up to the value of the loan and property/liability coverage that does the same(the property/liability coverage is required on all property with bank loans/mortgages on it). Banks don't mind borrowing the money, they just make sure they are first in line to recover any money they borrowed in order to recoup their investment.
Wouldn't that be something if some philanthropist gave them $300k for a house & Contents? And structure it in a way so it couldnt be taken by a pesky lawsuit.....
Quoted from dkazz1:Actually, banks will lend money to property like this. They simply require that if the property is in a floodplain, they require flood insurance up to the value of the loan and property/liability coverage ....
'they require flood insurance' - That's the problem, there is only one guy in town that underwrites the flood insurance (Fed) and they won't insure properties outside their mapped out boundaries.
That's why its not as simple as 'well just get insurance'
If Kevin had not gone down the road he did and defraud so many individuals, people would have been there to help. He'd have had a community of pinheads willing to chip in and donate time and money. But now he's only getting disdain and his antics will probably get further scrutiny once more attention gets paid to the family and their "plight". You reap what you sow.
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