I too started way back in the days of the $800 T2s and $1500.00 TZs.
I never paid more than $2800.00 for a game (mint AFM) until I paid the ridiculous amount of $3500 for a HUO Monster Bash. This was until I bought my only NIB, Met LE.
I could never have the collection I have now if I were just starting out.