I hate giving the gov a interest free loan, but I also like just having a bit of money squirreled away that I can use as fun money. Yes I understand I could easily do the same thing without having more taxes taken out of my check. Whatever. I've always used H&R block, my return is very easy with just a regular 1098 and my mortgage. It makes me sick when I see what I pay H&R block to do a relatively easy job though. I think last year it cost me like $200! I might try turbotax finally this year.