Like others have said it is entirely dependent on what you are doing or planning on doing. they are totally not good for the same things. as far as cutting fingers off I've seen bandsaws take them off just as quick as a table saw, know how to use your tools properly and safely. if you are worried about it get that table saw that senses your finger (or a hot dog) and locks the blade instantly if it contacts it.. saw stop? something like that.