We've had something of a crime spree in our subdivision this year, with eight or nine break-ins, including the house directly behind ours. This in a neighborhood that experienced virtually no crime whatsoever for the previous fifteen years of its existence. Unsurprisingly, it has made me far more security conscious. I always set the alarm now when out, added cameras, toughened doors and locks, etc. My wife thinks I am a bit paranoid, which might well be true, but I know how awful I'd feel if this happened to me. I hope the op at least gets a reasonable settlement out of his insurance company.