Quoted from barakandl:
try paying cash (write a check entire balance) at a car dealership. they will hate your guts and give you the run-a-round. "What kind of monthly payment do you want to make" ugh.... none. "WHAT! f- you, list price is best we can do
Lol. You're doing it wrong! First step, research car you want and find dealer with car. Second, have sales person show you around for like an hour, test drive some other cars. Third, arrive at car you want but make sales bro think it's his idea. Inception type shit. Waste more time. Fourth step, negotiate what's the price? Oh you gotta talk to your manager, fine. Fifth step, this is the best you can do? Brah, I'm outta here. Sixth step, what's the price if I finance thru you? Seventh step, that's way too much still, my wife will kill me. Eighth step, close the deal. You've been at the dealership for three hours at this point. You ask for cash price and if a payment plan is cheaper or gets you more perks, you do that for two months and then pay it off. Boom Tomahawks guide to buy a car.
Or you buy a car online and never talk to a soul.