There are no 1TB USB sticks, these are technically going to be USB SSD hard drives ... even if they look like a USB thumb drive.

I use a super cheap 32Gb SanDisk drive I got from Walmart and formatted it for FAT32 .... its super slow (USB2 write speeds), but it works.

https://www.walmart.com/ip/SanDisk-32GB-Ultra-USB-3-0-Flash-Drive-SDCZ48-032G-A46/31390846?wmlspartner=wlpa&selectedSellerId=0&adid=22222222227021991899&wl0=&wl1=g&wl2=c&wl3=40332757592&wl4=pla-78294367592&wl5=9017961&wl6=&wl7=&wl8=&wl9=pla&wl10=8175035&wl11=online&wl12=31390846&wl13=&veh=sem&gclid=EAIaIQobChMIz-aB-YK53QIViAJpCh1iEAFpEAQYASABEgK9V_D_BwE

Its not the same as it used to be...

"FAT32 is a solid file system for external drives, so long as you don’t plan to use files over 4GB in size. If you do need those larger file sizes, you’ll need to stick with something like NTFS or exFAT. The advantage to using FAT32 is portability. Every major operating system and most devices support it, making it great for drives you need to access from different systems. Specifications put out by manufacturers on file systems as they pertain to drive size created the myth that FAT32 can only be used to format drives between 2 GB and 32 GB, and that is likely why native tools on Windows—and other systems—have that limit. The truth is that FAT32 has a theoretical volume size limit of 16 TB, with a current practical limit of about 8 TB—plenty for most USB drives."

-- Quoted from How-to-geek --
https://www.howtogeek.com/316977/how-to-format-usb-drives-larger-than-32gb-with-fat32-on-windows/

Foe use in pinball you have to change your thinking, unlike most things, the cheaper the USB stick is, the better chance you have that its going to work in a pinball machine.