Quoted from arcademojo:
Damn People forget what it's like to be 18. My bank account was up and down every week, every month. Sometimes scraping up change for gas money. Of course back then I made $3.00 an hour but everything was cheaper.
Oh, wait a second. I'm now a father with teenage kids and can honestly say my bank account still goes south first week of the month. Mortgage and bills week!
At 18 I worked 3 jobs and had plenty of emergency cash for situations with my car or other expenses. It is about being prepared for when things go south, because eventually they do. There is NO FAMILY or FRIENDS to ask for this monetary assistance? No credit card? I don't get it.