When I picked up my kiss this week at my Local distributor I was supplied with a new SD card with 1.03 pre installed, and told to remove the old and insert new before first power up.
There had been issues as descibed with the cards, and posted by stern while the machines were on the ocean heading to Europe the last few weeks.
Cant understand why the danish distributor would not be aware of this situation if stern is supplying the cards on delivery like mine.