Not all spotlights are 2 piece though, so you can't remove the reflector.

In that case, use a spare rubber post sleeve (some folks say shooter bulb tip, but I find a black post sleeve works better). Jam it up over the bulb. It's tight enough to give you a snug fit and then just pull the sleeve out and the bulb will come with it. Always works for me.

If it is a 2 part spotlight, ya, just lift up the tabs and pull the whole reflector/bulb out as if you were removing the bulb. The reflector will bring the bulb with it.

Telling you again, push a rubber post sleeve down over the bulb and pull it out. No need for a $20 tool.