The bigger the glob... the better the job is what I was taught when learning to solder!
Call me the globulator!
You shouldn't need any towel to catch excess solder if you do it right. Less is really more. Get the points to solder hot and add solder. Don't glob it on and drip it all over, your solder job will not last if your dripping it on like candle wax.
I like to go with a bit higher temp and less time on the points to solder, hot and fast! To each his own, wires are pretty easy to solder, boards take a bit more finesse.
Chris Kruger