All depends on the surface. Water neglect is worse in areas of freeze thaw (like here in Denver) Have you ever tried to water vacuum a pool and have the vacuum on the surface create a cloud even though it has suction. That cloud is the surface starting to disintegrate.
Plaster pools will get rough to the foot, and material will start leaching off pool surface. If you ever clean out the pool filter and water runoff looks more thick in color like skim milk than water. That means you paint and plaster are slowly disintegrating. Or cracks after a freeze thaw where proper winterizing hasn’t occurred.
Vinyl liners get sun spots over time which causes a slow stretch thus thinning the vinyl eventually causing it to leak. This is accelerated with bad water chemistry.
Fiberglass here tends to be covered with epoxy paint. if water gets between paint and fiberglass it will pop and make a bubble. It if chemistry is bad it will cause a fissure that will turn into a bubble. Once epoxy is thin it also leaches into the water. Creating a cloudy pool. Eventually when they are bad enough even the fiberglass gets leaks.
That’s when I come in and prep for new epoxy and grind out, seal cracks, etc. plaster is dustier. Fiberglass when grinding it you get these little slivers of it in your forearms and any exposed skin. Takes about three days to stop itching.