Retirement can be divided into three sections:
The GoGo years ( bucket list, travel, dine out, visit family )
The SloGo years ( travel less, dine out less, family on holidays )
The NoGo years ( NO travel, traffic, family or restaurants )
The goal should be to expand the GoGo years as much as possible and reduce the NoGo years as much as possible.
Retirement also changes priorities. #1 Time, #2 Health, #3 Money will become the new order.