Quoted from phil-lee:You are not getting it.
Your home is your private sanctuary no matter what shape it comes in.
Paid off= more money for speculation. The speculation should not ever infringe on your sanctuary.
Insurance against hazards that threaten your homes viability is money well spent.
Even Superman had his own private Fortress of Solitude.
Famous Actors and Musicians always kept their home in the midst of IRS judgments that seized the rest of their property.
I Could not help myself, what a great scene. But not everybody feels this way but some of us do.