(Topic ID: 116060)

Question about paying for private sale pin with credit card

By Pins4me

9 years ago


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  • 33 posts
  • 28 Pinsiders participating
  • Latest reply 9 years ago by HEEELEY
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    #13 9 years ago
    Quoted from Pins4me:

    between the cash advance fees and interest rates, that $2k would balloon to like $3900 in a year.

    Is using credit that crazy overseas? If I used my credit card here in Germany to get 4000$ the monthly rate on the whole sum would be less than 50$ per month or 560$ after the first year (14% interest p.a.).
    That said interest on credit cards here is way higher than just overdraft your bank account (depending what your limit on overdraft is), which is usually around 10% p.a.

    Having 2000$ blow up to alomost twice that in a year is crazy, if that money came from a reputable bank and not some weird money lender.

    That said: Only use money you have for hobbies and such. Only spend money that is not yours in emergency situations.

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