Elmhurst, IL
No, it is actually safer to accept a merchandise payment than a gift, but only for items shipped with tracking.
(Topic ID: 82188)
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Quoted from gambit3113:But there is not recourse for a buyer that sends money as a gift, right? They don't have the option to make a claim for undelivered or unsatisfactory items on a gift, right?
If they file a chargeback with their payment source, PayPal will not fight it on gifts, and will reverse the payment.
Quoted from CaptainNeo:I will not accept paypal any other way. I don't even like using paypal anymore since they started taking %'s. So I refuse to pay any %'s to them.
Do you just not use any online payments at all? I don't think there is any alternative that doesn't take a cut.
Quoted from Iceman5000:Wrong: you are not scamming Paypals Fees, because when you gift a payment you pay the fees, not the seller.
Also wrong. The buyer (Paypal Gift) has no recourse if the seller does not send the item or the item is not as promised.
It is always acceptable for the seller to accept a "Gift Payment" because
1) there are no fees deducted from the payment. (The buyer pays the fees)
2) the buyer cannot cancel or protest the charge.
It is not very safe for the buyer though.
Both your "wrongs" are wrong.
PayPal does not charge fees for personal payments funded by PayPal balance. It is a violation of the user agreement to use personal payments for sale transactions. They do audit accounts and ban people who accept gifts for business, and multi-thousand dollar payments for pinballs will put you on the top of the list.
PayPal DOES charge a fee for payments funded by credit or debit, for both merchandise and gifts. The sender can choose who pays the fee. And those credit or debit-funded payments are subject to chargeback. The recipient has no way of knowing a payment was funded by credit card until they get the chargeback.
Take Iceman's advice at your peril!
Quoted from Spitfiren8:Question...Is there ZERO risk on the seller by accepting payment for a pin via paypal gift? Isnt it possible for the buyer to report the gift as fraud to his CC and thereby paypal takes the $ back from the seller?
The answer is, NO, there is NEVER a PayPal payment that comes with ZERO risk.
And YES, the buyer can chargeback the gift and the seller loses the money plus a chargeback fee.
Quoted from Amarillopinball:This is false. If a buyer could charge back on gift this wouldn't even be a question. There is no chance of chargeback
Why did you start the poll?
It seems like you already decided the answer for yourself, OP.
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