Quoted from mbrave77:I called up my homeowners insurance company and they told me no need with my policy. I explained I have a valuable video game collection and a lot of pinball machines valued at a nice amount of money. They explained the coverage I had and that it would cover that amount. She just told me best to take pictures of everything and save them online. I have a friend that has a seperate policy for his wifes jewelry so I figured it would be similar but this person told me no. I even called again a month later to a different person and got same answer.
Get it in writing.
LTG : )