Just to be transparent - this all was done initially by JJP as a way to continue to get pinball out into the wild with operators - they NEED this, especially when it's hard to justify pinball on location with service vs video games, lack of techs to work on them, and the fact they (until Pindemption) didn't fit into the biggest part of the operator market of today - redemption. I have had SO MANY operators want to buy a WOZ but couldn't justify the cost - maybe this will bring them to the table and get more games into the wild - for new players, kids, and for collectors to go try things out. Personally, I'm primarily doing it for the individual collectors as I think it's a good thing to have available for those who want it.
I do not condone in any capacity people buying something beyond their means. This ISN'T for THAT... But look at my earlier posts - there are people who need to sell other games to buy or get in line - bam, this solves that problem, no need to fire sale another game in a rush to get what you want sooner that you're going to get anyway. Maybe some prefer just paying over time and don't mind some interest for that benefit. Others buy from me use credit cards and a few mentioned their rate and I'm like 'OUCH, WHY?'. Just at York in October - every NIB game I sold was put on a credit card, every one - first time and I took note of it.
As TigerLaw stated - it's true - credit is now part of our fabric like it or not. My father would always preach - don't buy a car until you have the money in hand. I would laugh at that and tell him he's out of touch. Same thing except the goal lines are now moved to smaller amounts. We all put stuff on credit cards, and like that flexibility to pay it off over time if need be. I'm not the one to debate the detriment of credit on society - that ship has sailed, lol... That said the smart thing is if you can't afford a high end NIB game, don't buy it. Buy a used game, buy a Stern pro, it's all pinball.
It's options, that's all. I get asked ALL THE TIME. Just recently on our Facebook page from strangers over and over - go look. So yes, I jumped to get lined up to do this for my customers and potential customers if that's what they want. I have nothing to do with it other than making the referral - no financial benefit to me, I don't see your credit score (nor do I want to), etc... It's just a service from a distributor trying to have something extra.