Though I do think there may be some potential solution that makes sense for some, the example OP gives I think won’t work.
No one is going to spend $2900 for a year of a pinball rental. At the end of the year, you have no pinball machine and no $2900. Instead if that person bought a $2900 game, in a year they have a choice of keeping the game or selling, probably for what they paid.
Similarly, if someone could afford to save more and buy a NIB Pro, in a year, they still have a game or can sell for $400 less than what they paid ($800 if it’s called Munsters).
In the example, there’s just too much loss at the end of year. That would have to be improved. Those who don’t have as much money will seek alternative ownership options with better end results. Those more affluent won’t need this service anyways as they just buy NIB.