Be very careful.. Especially, if you have a linked bank account to paypal. In my situation, seller did not pay as friends and family. I immediately refunded payment as I
did not want to experience any possible paypal issues. Next, paypal took out the full amount of the sale from my bank account, took $98.90 for their fees and put
the remaining amount of the returned sale amount into available paypal funds. This is a very deceptive practice which is not acceptable. I issued the buyer a refund immediately. There was no exchange of money so Paypal should not be allowed to take from anyone's account.

Your best bet is to either not use paypal or do not link any bank accounts at all. You can dispute the charge with your credit card company. This is highway robbery.

What really urks me is that paypal doesn't just take out the fee from the seller's bank, they take out the entire refund amount. For example if you received
$1000 from a sale and refund this amount immediately for whatever reason, paypal takes $1000 out of your bank account, deducts $20 for their transaction
and then takes $980.00 and places it in your available paypal funds. That's what's not correct. They should not have the ability to handle your money and place
it into paypal's available balance fund for their benefit.

They will charge your credit card for their fees. When that happens you file a dispute with your credit card company. At least you have repercussions.

You'll have to advise the buyer that if payment is not made as friends and family you'll have to reject the sale and the fees paypal charges will have to be covered
by them.

No, I'm not beating paypal from their fee. If the buyer pays as friends and family, the buyer inherits the fee, not the seller.

Basically, I'm asking for my selling price, if that makes it simple. Whether it's sent as friends family or the buyer wishes to pay more, that's up to the buyer as long
as my price is covered.

Honestly if you refund payment immediately for whatever reason, especially immediately, there should be zero fees taken out from the seller or buyer. The transaction never took place.

No more paypal for me. Cash on the glass.. I'll only use it for purchasing and nothing else. No bank account link to paypal either. Enough said.

And I my friend am with you!! Boycott all the way!

Yes. They should do that for free. I'll give you an example as to why and how. A buyer sends you payment for $5000. It should only be $500. An honest seller
refunds this payment immediately. However, the way paypal works is they nail the seller for the buyer's mistake and in this case charge the seller 2.9% and .30
or $145.30 immediately because of the seller's mistake. They are basing their fee on a fictitious sale amount. So, because the buyer makes the mistake and
the seller makes the refund in a second, the seller loses $145.30 in a second. This is wrong at all levels. There should be a standard transaction fee which is not
based on the amount of a sale. Next, paypal should not be allowed to remove $5000 from your bank account and place it into your paypal balance, less the fees
they deducted. They should only be able to deduct a processing fee. This is why no one should link their bank account.