First off- CONGRATS! From my experience from these things is you're definitely in the minority here. I've had friends gotten scammed through very similar Craigslist ads before and even through their bank they were not able to reverse the charges. Definitely good to know though, and glad to see the good guys win one when it comes to these things!

Hence why you shouldn't use friends and family like that.

Good you got money back but...Friendly suggestion...since you had to kinda lie to your bank and paypal to do it, I wouldn't recommend publicly announcing it like this....just saying. You don't want that biting you in the ass later on or something if they choose to investigate the "unauthorized" purchases....

Where does he say he lied to his bank? He doesn’t say he told his bank the charge was unauthorized, that’s simply the language his bank used to describe the charge to PayPal.

I only accept F&F for this very reason. Because I don't have to worry so much about funds being reversed or disputed. With me, if you want to use Paypal, it's the only way I go as a seller. Otherwise you can always do check/m.o. or cash.

I stand corrected.

I reread it and you are correct. OP only said he filed a dispute and said bank referred to it as "unauthorized".

Guess I read it as he used the term as well, but he did not publicly state how he worded it to the bank.

I was only posting out of concern and niceness because I'd hate to see some scum scammer wind up getting money or OP have any further problems is all.

Scammers SUCK.

As a seller, I definitely see your point Neo. That and fees add up. Don't have to worry as much, but still have to be careful...never know bank or credit card challenge stuff on other end as seen above.

Guess nothings totally secure....maybe straight up gold in hand.

Exactly as you mentioned. There are ways to reverse F&F.

https://pinside.com/pinball/forum/topic/dont-ever-say-never-paypal-fxxcked-me-

My concern remains that if a buyer used F&F linked to a Credit card are you still not F’d?

That sounds like a nightmare. I’m glad you got everything back.

Yea F&F can still be reversed but would have to be done through purchasers bank or credit card company. Also, if PayPal finds out you’re using F&F for purchasing goods, they can put a hold on your funds.

Bottom line is PayPal sucks and I only use them when I have to use them ie ebay.

This not new info, but it is worth mentioning so thanks for sharing.

You got lucky to get your money back. Kudos to your bank!

Not sure what I am missing. How is the scammer (seller) out the cost of shipping? He never shipped anything.

well you used to not be able to do F&F unless you were directly linked to a bank account. I guess paypal recently changed it, and you can do it with CC now too.

But if the seller is scamming the buyer, and he really doesn't have a pin to sell, then why would he hire a moving company, and where would he send them? And why would he spend any money on anything if he's scamming? I'm totally not understanding this.

Not if it's COD

They get their percentage either way. When it comes to percentages, the only difference between regular PayPal and F&F is who pays the percentage. In one case the sender pays it (F&F) and in the other case, the receiver pays the percentage. (Assuming you are using a credit card).

But don't smile too broadly, just because you reversed the credit card charge. They have been known to go after balances and linked bank accounts, several weeks after you think you got away free and clear. If you ever file a dispute, it is always advisable to put an advisory on your bank account to keep them from withdrawing anything without your permission. Once they get their hands on it....good luck getting it back.

AwesoMe job ! I would never use mr pinball or f and f with someone i don’t know , but great job