I could afford the note on a luxury car or super nice work vehicle but can't stand how bad of a depreciating money pit they are. My wife gladly hauls our kids around in a 2005 chrysler t&c minivan, paid ($3,000) cash for and fix myself. My business has 4 vehicles totaling $5,500 TOTAL purchase price. (98' isuzu hombre with service cab, 2004 dodge van, 2001 ram 1500 with a service cab, and a 2001 diesel ram 2500. Haven't had a car note since I was 19 when I paid my first new car off and swore them off. All of my vehicles are nice, run good and can be fixed by me or a local mechanic for cheap. I like luxury but I like smart better. When I pull up at a red light I impress myself