Quoted from cfh:After seeing that container ship sink off S.carolina, it makes you think. Personally i never get insurance when i bring stuff over. guess i should think about that more...
In addition to loss insurance there is an insurance that most people don't think or know about which is insurance to cover if the ship loses power and has to be towed. If this happens they allocate the cost across all of the cargo so you could end up having to pay to get the games you already paid for. Fairly rare but does happen.