Abbotsford, BC
Quoted from S2005:Well, I could technically afford the Stern Star Trek right now, I just don't want to take that large of a chunk out of my bank account. That's why I was going to finance it. A) It would build credit, and B) I could pay for it slowly instead of one huge chunk...
Also, I've been searching... Craigslist, eBay, and the Market here... I feel like I'm in the desert...
If you have the money and are already thinking about taking out a loan, you could take an interest free loan from yourself and pay it back as though it was from the bank. That way you are still slowly paying it off like you want, but you aren't paying any interest. Still not the best idea to steal from your rainy day fund, even temporarily, but if you are smart with your money and pay it off quickly it's also probably not that big of a deal.
Plantsville, CT
