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Quoted from Fezmid:Isn't that what your homeowners insurance is for?
Homeowners insurance won't cover shit. Maybe $250,000 to $500,000? You'll eat that up fast. You'll want an umbrella policy of at least a million on top of it like mentioned above. You also could consider taking out event insurance for each time you host a tournament. It was like $300 for my wedding so I can't imagine it would be really expensive for an even with less than 50 people.
Quoted from DaveH:I host pinball events at my house. If I was ever nervous enough to have people sign a waiver, I'd just stop opening my home to people
But let's say you have kids that are high school age and they throw a party at the house while you're at the cabin. One of their friends slips down the stairs, breaks their neck. Their parents sue you. Your home owners covers 500G but their medical bills are more. You go bankrupt, lose your house and savings.
Go ahead and stop worrying about most of everything, get an umbrella policy. Now yo can host pinball parties worry free.
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