Start with the basics. Get your own insurance. Check the city hall in the city you want to do this in. See if there are any zoning issues, if you can put games there. And find out what licenses you need. May be on you, your business, the game and location.

That's a good plan for what you want to do.

LTG : )

Go for it,Pinball by itself rarely if ever makes enough money to make sense for a route op but if your just enjoying it at the location with your buddy what the hell.I would suggest exploring the possibility of placing other equipment such as jukebox,pool table etc to make the overall location earn enough to possibly cover the"break even at best scenario" of a pin by itself.I have a location that the juke earnings are good enough to basically buy a pin every year for free.

Search around & usually get million or 2. Usually your insurance broker won't have a hard time doing it if you have auto & home insurance with them. If they don't do commercial insurance, find one who will & check out the rates to move over all your insurance.

The first step was already omitted.

Make sure you are not encroaching on other operators area of operation or locations. This is professional courtesy. You need to canvas and see what else is being vended. Most operators know everyone other locally. Don't make new enemies even before you start. You might want their help later on.

Good luck.

That's a load of BS. Huge load of BS.

If he's your friend can't you just put it under his brewery? Call the machine his? (Gifted)

The LLC and insurance seems like a lot of BS for 1 pin with a friends establishment.

I've seen something similar to this play out such that the owner of the equipment leased the equipment to a brewpub. The brewpub then insured the item and added the owner of the equipment as an added insured on the policy (and it didn't cost the brew pub anything to add coverage for the leased item or additional insured which was real nice). In this situation, perhaps the lease payment could be something like whatever ends up in the coin box?

Not sure if that provided adequate coverage from an insurance perspective but it was creative.

Until something happens and you lose everything.

Never count on others to cover your ass.

LTG : )

If it's gifted, what could you lose besides 1 pinball machine?

I pay $75 a month for insurance. It probably wouldn't be worth it for one machine. unless you want to just wing it. As some have suggested check with the currant op before putting a pin in. In my case I put 15 pins in one spot and talked to the current operator about. In fact I bought the only pinball they had left which was in that bar. All the op's around me don't have pins because they don't make money.

50 grand defending a million dollar lawsuit.

LTG : )

Many are missing the focus of business liability insurance; it is to protect your customers quality of life in the event that an accident, involving your equipment, occurs.

Yes, an LLC will help to insulate your personal holdings from a claim, but liability insurance provides for your customers financial loss if the unthinkable occurs.