Passwords suck in general. And if you forget your password recovery options suck on many sites. And I think most people have figured out for banking, taxes, etc. you need to have unique strong passwords. For social media it’s probably fine to use simple/ same password with no harm. But what bothers me is online shopping. Every site damn near makes you sign on/register. Then you still have to enter payment info. I hate PayPal but I also hate putting my credit or bank info out there every time I make a purchase. None of it feels secure in the least.

One thing I plan to do in hopes to limit someone getting my bank info is setting up a second account just for online purchases where I have an option to not use PayPal. I can transfer money to it as needed and use it specifically for any online purchases/bills. Just want added protection for my main account that I don’t want to use online. It’s scary what can happen with identity theft.