Yep, time for a new agent, that sounds odd to me. How many machines sold/traded in a year constitute a business and how the hell would they know anyway.

I've had Statefarm for over 30 years and although I haven't had to make a claim for a pinball machine I have had a few claims over the years and they have always treated me very fairly and without hassle. I can't even imagine them interrogating me on just how many pinball machines I sold over the last year.

It might be wise for you to have shorter conversations with your agent.

Not at all. I didn't say you shouldn't verify that your machines are covered, but your agent only needs to know you have pinball machines with a value of $x.xx, are you covered? He doesn't need to know the titles you have or how often you sell or trade a machine. Now he has it in his mind your running a business from your home and I think this could have been avoided.

Fusion has a very good point though, without documentation you may get far less than true replacement value for your games.