Russ did you see my old thread where the guy posted about Geico collectables?
Here is one option: http://www.geico.com/getaquote/collectibles/

My guy at Allstate said to take picts of everything get them appraised or verified by someone in the business (Operator or Mr Pinball price guide etc) and they would add it to my policy. If you just have them under your Home owners with out them listed with values - he said they would cover them but don't expect to get the right amount of money for them if the house burns down.

My guy did ask me if it was a business, trading and swapping or selling and buying new ones etc did not constitute a business in his eyes it was a Hobby, like collecting baseball cards.

I think you guys are missing some important information - yes your 50k pinball collection is covered under your 350k home owners policy, but when you tell them they are games from 20 years ago and you have no documentation of value on record or an appraisal/ condition etc they will give you 5k for your pile of ashes that you claim are collector quality pins and titles. Most of us don't have receipts for older pins - to be safe have them listed out as items and values in your policy.

I have had lots of friends lose everything here due to Hurricane Sandy, and trust me when I tell you the insurance companies will screw you if you dont have every "i" dotted and "t" crossed... Flood insurance, oh yeh that covers your house just nothing inside of it...when the ocean goes through your living room the insurance companies will claim its an act of God and they arent responsible.

Not to mention they are so far behind on claims here - people will wait 6 months if not longer to even think about paying back these folks, adjusters from texas and florida moved up here just to deal with the chaos

Tree falls on your gameroom from wind storm - Act of God, not covered. After the tree falls your better off setting the place on fire by frying a turkey in the newly destroyed gameroom, thats covered.