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Happy Birthday!
Take good care of yourself.
If you can and feel inspired, buy a house and pay it off as fast as you can. Fixed costs and a roof over your head.
Have balance in your life - you need to make money to save for the future but need to keep yourself sane and healthy.
To quote a late friend who lived over a 100, "Of everything you worry about in life stop to think if it will matter 100 years from now."
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