I hope you have a good plan for a 55 retirement. I've had friends say the same thing, until I point out to them that retiring at 55 instead of 62 means you'll not be saving 7 additional years, but will actually be spending 7 additional years. Also, those last 7 years of saving is when the interest compounding really adds up.

Well, ya didn't tell me that. I thought you were just some dipshit with a brain fart.

At least you know what you're doing, unlike so many others.

You might want to check on using HSA money to pay for premiums. Normally you can't.

For those who worry about staying busy during retirement, you will have a few days each month where you may be bored out of your mind but it sure beats having to work that 8 to 5 grind.