(Topic ID: 223399)

I'm thinking about retiring

By o-din

5 years ago


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  • 719 posts
  • 164 Pinsiders participating
  • Latest reply 3 years ago by o-din
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There are 719 posts in this topic. You are on page 7 of 15.
#301 5 years ago
Quoted from golfingdad1:

Maybe next week when the foot is healed .

Another hour and I'll be dancing the Charleston.

#302 5 years ago
Quoted from MrBally:

Usually it means leaving your day job, collecting an earned defined benefit pension and maybe doing some part-time work to make some extra scratch.

I think about retiring every day. I'll look into working part time at the company I work for and doing other things to make money.

Quoted from MrBally:

Golf course starter
Wal-Mart greeter.
Costco membership card verifier or receipt marker swiper
Pinball repair person
Indian casino parking shuttle bus
Home Depot electrical dept. worker.

You forgot "Budtender"

#303 5 years ago
Quoted from erak:

Basically that's what I'm doing at the moment.
Not really retired, but now on disability.
43 years old. Multiple sclerosis hit me almost a year ago.
Glad I didn't have to worry about health care.
It sucks that I'm all fucked up out of nowhere.
But it could be worse.
Do what you enjoy doing. Then, if you no longer enjoy it, switch to something else.
Life's too short.

I shortened this quote, but it's worth going back and reading the whole thing. Erak is literally just down the road from me and he makes a good point about how health care in Canada is affordable. You can get stuck on waiting lists, but, you won't lose your shirt to get care.

The point about "Do what you enjoying doing... " is spot on. I just retired. It's been great. If you need extra cash, there's a lot of ways to manage that, but make sure you're covered health wise.

#304 5 years ago

tick, tick, tick, tick, tick
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#305 5 years ago
Quoted from Darscot:

Where does this myth about wait times come from.

The anecdotes about wait times come from what people in Canada say have happened to them, people such as the person I had quoted, and, well, from these things that you wrote:

If you retired and have knee pain you can expect to wait a few months for an MRI.

Everyone on the wait list is rated

they told me right away your going to wait.

You're talking about wait times in what you wrote, are you not? That's where I hear about it. You state these things as if fact, yet you refer to it as a myth, but maybe you meant something different than how I am reading it.

My issue is that such wait times are not mentioned in the same posts when uninformed Americans compare the American system with the Canadian system. They always talk down the American system with respect to cost, never mentioning any downsides to the Canadian system, while I would rather hear some more about what isn't being said.

I'm not deciding which system is better nor saying the American system has no wait times. All I am saying is that Americans need to hear about any negatives in the Canadian system. This could mean these wait times of which you speak, which in their application may be different to what Americans are used to, and, from what you wrote, their length seems to be influenced by the job you do, how critical your issue is deemed, and then, from what this next gent wrote, if you will pay cash to improve your place in the waiting line:

Quoted from QuickSilverShelby:

Actually, in Canada, you can get a CT scan done within a day or two if you would like. There are private clinics available in which you can book a CT scan or MRI or whatever you need. I know as I have done it. I didn't want to wait several weeks for a MRI so I paid the $700 bucks and got it done immediately.

So, choice is available, I guess, to pay for immediacy or wait for a freebie (er, fully subsidized). That's more than I knew yesterday about the Canadian system.

I got my CT scan within the hour, in the USA, but I was in the Emergency Room. If it was less critical, yeah I'd be making an appointment for the next available opening which could be a few weeks out. But, I'd have no option to get its cost fully subsidized.

In fact, there is a scam going on in America when the insured person needing Emergency Services naturally chooses an In-Network hospital in order to avoid the higher out-of-pocket costs that would be assessed if an Out-of-Network hospital was chosen. This person/patient is not aware that the In-Network hospitals staff their Emergency Rooms with Out-of-Network physicians (at least at night). Then, weeks later, the patient gets ambushed by way of a large "balance billing" for physician services, an amount that is deemed out-of-network and you gotta pay up because your insurance company won't cover it at In-Network levels. The hospital knows they gotcha when you are in an emergency and can't shop around for price. They won't tell you that this is what they are doing when you choose an In-Network hospital. It's very lucrative for these physicians. This has happened to me. About four States have made this practice illegal. I have opened a complaint to my State Insurance Commissioner and the US Dept of Labor. It's a racket, I tell ya! I'll cut my story short here, for now.

#306 5 years ago

Gotta hand it to Mr. I_P_D_B!

He is responsible for a lot of the online training and education I have received during the many hours and days I have toiled at this job.

Thanks!

#307 5 years ago

I am admitting now that I have not read all replies just giving my own experience. I sold my business in July as I realized that the one thing I can’t buy more of is time. Having each day belong to my wife and I to do whatever we want is priceless. There came a point, at least for me, where more work/money wasn’t going to change or enhance my current lifestyle so it was time. It has been amazing every day. Now money concerns are a very real thing but if you are comfortable with your financial situation you will not regret it. I have always said if you get bored in retirement then you don’t have enough interests. My wife and I are trying to figure out how we used to fit work into our lives because LIVING the way we are now is full time fun!!

#308 5 years ago
Quoted from skyrex:

I am admitting now that I have not read all replies just giving my own experience. I sold my business in July as I realized that the one thing I can’t buy more of is time. Having each day belong to my wife and I to do whatever we want is priceless. There came a point, at least for me, where more work/money wasn’t going to change or enhance my current lifestyle so it was time. It has been amazing every day. Now money concerns are a very real thing but if you are comfortable with your financial situation you will not regret it. I have always said if you get bored in retirement then you don’t have enough interests. My wife and I are trying to figure out how we used to fit work into our lives because LIVING the way we are now is full time fun!!

Kind of what I said in post #202

#309 5 years ago

Yep,

I figure once I retire I can finally become that big kahuna I've always wanted to be.

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#310 5 years ago
Quoted from o-din:

Another hour and I'll be dancing the Charleston.

Ahhh , The Ol' Tennessee two step !
Makes everything feel alright !

#311 5 years ago
Quoted from skyrex:

I am admitting now that I have not read all replies just giving my own experience. I sold my business in July as I realized that the one thing I can’t buy more of is time. Having each day belong to my wife and I to do whatever we want is priceless. There came a point, at least for me, where more work/money wasn’t going to change or enhance my current lifestyle so it was time. It has been amazing every day. Now money concerns are a very real thing but if you are comfortable with your financial situation you will not regret it. I have always said if you get bored in retirement then you don’t have enough interests. My wife and I are trying to figure out how we used to fit work into our lives because LIVING the way we are now is full time fun!!

This , everybody read this !
Spot on

#312 5 years ago
Quoted from golfingdad1:

This , everybody read this !

Wait!.... we're going to end up with a bunch of middle age slackers, then who's going to buy all these $10,000 pinball machines?

#314 5 years ago

What I have learned is working too many hours is not healthy. It ages you. Also the old rule of the more you make, the more they take certainly applies. Hard working long hours day after day is for the young before they wisen up.

#315 5 years ago
Quoted from o-din:

Wait!.... we're going to end up with a bunch of middle age slackers, then who's going to buy all these $10,000 pinball machines?

No 10k pinball machines here. Way out of my price range. I'll stay with the old EM machines, although some of those 10k are pretty cool indeed!

#316 5 years ago
Quoted from MrBally:

Usually it means leaving your day job, collecting an earned defined benefit pension and maybe doing some part-time work to make some extra scratch. Examples are:
Golf course starter
Wal-Mart greeter.
Costco membership card verifier or receipt marker swiper
Pinball repair person
Indian casino parking shuttle bus
Home Depot electrical dept. worker.

I hear pizza delivery can be quite lucrative.

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#317 5 years ago

I figured out why my foot was hurting. Those old Rainbow sandals just weren't cutting the mustard any more. They have good arch support, but that's the same pair I tried to break in with Nimblepin and Rotordave at Magic Mountain two years ago, and I guess they are done for now. When I say tried to, a full day of brand new sandals walking up and down that mountain doesn't end well. They need to be slowly broken in.

Fortunately my daughter had brought me up a couple of new pairs for my birthday earlier this year, and after putting on a new pair, instant relief.

#318 5 years ago

You've inspired me. I need to get a new pair too. Mine our so thin now and I turned in my notice to work I'm done at the end of next week. Unfortunately I can only be retired for a week then back to a new job. But what a week it will be.

#319 5 years ago
Quoted from Buzz:

You've inspired me. I need to get a new pair too. Mine our so thin now and I turned in my notice to work I'm done at the end of next week. Unfortunately I can only be retired for a week then back to a new job. But what a week it will be.

What size do you wear?

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#320 5 years ago

13's I think they're the ones on the far right.

#321 5 years ago
Quoted from Buzz:

13's I think they're the ones on the far right.

Well, you know where to get em.

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#322 5 years ago

Some of the best things of not working are the mid day naps and drinking. When I had my own business it was the waking and baking and taking trips down the coast and long lunches in cool bars.

#323 5 years ago

I'm eligible for full retirement but the pay and benefits are too good at my job to retire. In the meantime I'm building a side eBay business with a high cost to profit margin and making some money from it. My plan is to be my own boss so I can pop a beer or do WHATEVER I want while running the eBay business part time or full time after I retire.

I feel you're living life fully if what you're doing brings joy to your life.

To retire or not to retire... that is the question and I'm debating whether to buy more duct tape or take the plunge.

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#324 5 years ago
Quoted from Buzz:

Some of the best things of not working are the mid day naps and drinking.

Or getting a wild hair and just taking off.

Unemployed a little more than 10 years ago I get a call from an old surf buddy who is now living in the Van Zandt house in Jax Beach Florida that has now been converted into apartments saying "come on out, it's hurricane season and the surf is epic!"

So I get a buddy to water my plants, I hop in my truck, and roll into Jax Beach at 2:30 AM two days later, and my buddy's standing on his balcony drinking Coronas. He may have had to work in the morning but I didn't as hurricane Ernesto was just starting to pump up the waves. So I grabbed a board and charged right in that 75 degree water. A few days later Florence came thru and made even more waves. One of the best three week vacations I've had in a long time.

#325 5 years ago

Hell yeah! I lived most my life that way when I only had myself to worry about. A flat of eggs a bag of potatoes and weed and drink. Did a lot of spontaneous free diving and surfing off the coasts. Just being responsible enough to keep it going. I think I can get back there once the kids are all grown up. Although a set of rollers with the biggest board I can find is more my style of fun. Small boards and thrashing is for the young in my book now a days. LOL

#326 5 years ago

I bet the islands are going to be epic. For me tastes have changed. Last time I tried to show some kids how to drop in and skate a pool went real bad and I was only like 32 at the time. Now I'm only 46 but it seems like the old coordination has gone a little side ways. I did ride my sons razor scooter to pick him up from school last week so I'm not totally lame yet I guess.

#327 5 years ago

After being unceremoniously escorted out of Florida a few years ago (apparently their weed laws are a little more stricter than ours) he is now in Port Huron Michigan where he grew up and now has a thriving business. lol. I have been offered to go there and do some epic fishing with him or surf the lake. Not sure if that will be as fun, but he is a fun loving dude.

#328 5 years ago

Those lake waves get big, but they just don't have that same roll to them. I've always liked Michigan more in the winter when all the humidity and bugs are gone. Lots of bars and bowling alleys.

#329 5 years ago
Quoted from o-din:

Those old Rainbow sandals just weren't cutting the mustard any more.

When you first mentioned it I was picturing a pair of these old classics:

RainbowsRainbows

Your version looks a bit more substantial.

#330 5 years ago

Hell, we've got the best waves right here. No need to drive halfway across the country to some bum-fuck Egypt.

#331 5 years ago

You should start a pinball commune. Fresh organic food tasty waves and bud with a big dose of pinball.

#332 5 years ago
Quoted from Buzz:

Fresh organic food

As I sit here eating a ham and cheese sandwich and a bag of Funyuns. lol

#333 5 years ago
Quoted from Buzz:

You should start a pinball commune. Fresh organic food tasty waves and bud with a big dose of pinball.

Good call, but I think historically cults are much more profitable for the founders than communes. I'd recommend that route.

#334 5 years ago

Someone has to pay for the gas in the van.

#335 5 years ago

While I'm dreaming of retiring and going on a surfing safari, the boss is planning a birthday party for his son.

Guess I'm working Saturday again!

#336 5 years ago

Bud, pinball, and waves sound good enough.

#337 5 years ago
Quoted from Buzz:

Bud, pinball, and waves sound good enough.

Spoiled rotten kids growing up on the beaches of California, that's what we are.

#338 5 years ago

Unfortunately you and I can remember a much better uncrowded California. Now those were the days.

#339 5 years ago

Fucking beaches look like a refugee camp nowadays.

#340 5 years ago

Shouldn’t you guys be in the “you know you’re getting old…” thread?!

#341 5 years ago
Quoted from o-din:

Spoiled rotten kids growing up on the beaches of California, that's what we are.

How many times did you go to Lake Delores when you were younger? Fun times.I miss them.

#342 5 years ago

The metal water slides and rope were the best back then.

#343 5 years ago
Quoted from Buzz:

Unfortunately you and I can remember a much better uncrowded California. Now those were the days.

And cleaner water that didn't lead to staph infection of the head.

#344 5 years ago

I got pretty skinned flying up on the beach or actually dirt.

#345 5 years ago
Quoted from jhanley:

How many times did you go to Lake Delores when you were younger? Fun times.I miss them.

We went there in the 80s and were drinking boiler makers by lunchtime.

Quoted from Buzz:

The metal water slides and rope were the best back then.

There's no way I could stand on that metal slide after that. But I tried.

#346 5 years ago

The pier didn't have a sign with like 20 fish you shouldn't eat. LOL

#347 5 years ago

This wasn't as easy as it looks.

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#348 5 years ago
Quoted from yzfguy:

Shouldn’t you guys be in the “you know you’re getting old…” thread?!

Two of the best and funniest threads going.

#349 5 years ago
Quoted from Buzz:

Two of the best and funniest threads going.

But in this one we aren't admitting we are old.

#350 5 years ago

Holy shit I would just use the inflatable raft. Kudos to you sir.

There are 719 posts in this topic. You are on page 7 of 15.

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