TAKE CARE OF YOUR DEBTS FIRST!!!! What are you, a DUMMY!?
(hey, you asked for honest opinions, yelling, and name calling)
Pinball money is funny money. Family stuff comes first. You have another kid on the way and have debts that you owe multiple people? WTH dude? Buckle down, no pinball for you! Make a budget, pay off your debts, and start squirreling away funny money till you have cash o plenty.
Most of us are not rich and just make a plan and stick to it.