(Topic ID: 159525)

Home Owners Insurance Covers Pinball Machines?


By WackyBrakke

3 years ago



Topic Stats

  • 103 posts
  • 43 Pinsiders participating
  • Latest reply 1 year ago by MrBally
  • Topic is favorited by 10 Pinsiders

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    #50 3 years ago
    Quoted from OLDPINGUY:

    Looking into private collectible insurance now.

    Good idea.

    The Art of Coverage: Collectibles Insurance vs. Traditional Homeowners Policy
    http://www.propertycasualty360.com/2013/06/24/the-art-of-coverage-collectibles-insurance-vs-trad

    #56 3 years ago
    Quoted from BillPinball:

    One thing to always remember is, in the event of a flood, home owners inaurance is not going to help. Flood insurance does not cover contents below grade either.
    Anyone know of an insurance policy that would cover pins in a basement in the event of a flood?

    We have a sump rider and the basement flooded from a power outage due to superstorm Sandy. The furnace was covered as well as water heater, and structural (drywall, doors). Contents are not covered. Things like wood shelving, furniture, boxes of belongings - all that was a loss. I had about a foot of water.

    #63 3 years ago
    Quoted from viper001:

    Any web site with that many pop-up ads and a requirement for registration to keep reading can't be wrong...

    Well, that example was just a quick cut and paste (I didn't get the pop ups since I use a well protected Linux system).

    it just might be better to consider collectibles insurance for many that have large collections, higher value collections, or just want *better* coverage than a homeowners policy can provide.

    "Hartford's Collectibles Insurance Agency has no inventory requirement or appraisal requirement. The insured gets $60,000 of coverage for crime, travel and shipping and mailing coverage. There is $100,000 of coverage for losses in a storage facility. It also offers coverage for displays at exhibitions."

    collectibles-v-std-ho-ins_(resized).jpg

    #70 3 years ago
    Quoted from john32:

    FYI.. I bumped my deductible to $1000 and got mine for 4.70 per thousand mine runs 470 for 100,000

    But as far as coverage goes, does that include flood or transport to a show like collectors insurance, or are those situations excluded?

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