Quoted from ImNotNorm:Yea, it's not the same thing at all. I've helped a buyer move a pin and the guy sent an interact e -transfer to the seller just before we moved it out of his basement. Instant and both parties used their online banking to make it happen.
It's a shame that's not an option for you guys in the US.
I'm all about the EMT, it really is the best thing since sliced bread. My account even has all free EMT's. no matter if it's $5.00 to $3K.