I have been contacted several times by "PayPal" to offer them as a payment option for my customers. I am in the automotive repair business and I could not tell them NO quick enough. If I have a problem customer, I can very easily demand cash only for payment.

I had one recently where the wife authorized $500 in repairs and the husband called back 3 hours later and said we don't want the work done. Way too late, vehicle was 80% done by that time. He came in all bent out of shape and told me he was going to contest the charges. I told him sorry, no credit cards, no checks, cash only for your invoice. He went ballistic and said he was calling the police. I handed him the phone number for the non emergency line. He then told me he was just going to take his car and I explained the second the vehicle leaves my property, I report it stolen and will press charges for theft of services.

He came back the next morning with cash. Wife was completely embarrassed by this jerko and I felt bad for her. I will probably never see these people as customers again, but as a business you have to protect what is right.

No online business at for me. I do accept all major credit cards, and even have a 0% for 6 months finance program with Synchrony Bank. But when a customer starts with the "I am going to contest the charges" BEFORE he pays for his bill, sorry pal, cash ONLY!

As a business owner I rather fight a contested charge with a bank card over PayPal any day. It's pure amateur hour when dealing with anyone at PayPal.

Say Kurt 3 times in one post and get a free game of WOZLERR