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If you're that worried (I'm not judging btw) history has shown us that yes banks will stop you from getting your money. However if things get that bad paper money is worth toilet paper anyway. You're better off having a fair amount of silver on hand. It's perfect for small currency exchange (bartering) where as gold is worth too much and you can also throw silver in water as it helps prevent bacteria and algae from building up. My .02
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Portland, OR